AUTO INSURANCE COVERAGE
Liability Coverage
Liability coverage helps pay for injuries or property damage you cause to others in an accident. It is required in most states and is a critical part of your auto policy.
Medical Payments / PIP
Medical Payments or Personal Injury Protection (PIP) covers medical bills for you and your passengers, no matter who caused the accident. Medical payments coverage is a key coverage option for frontline protection as it is a no-fault claim.
Uninsured / Underinsured Motorist
This coverage protects you if you are in an accident caused by a driver with little or no insurance. It helps cover medical bills, loss of income, and long-term impairment.
Comprehensive Coverage
Comprehensive coverage pays for damage to your car caused by things other than collisions, like theft, hail, vandalism, or falling objects. It is often required for leased or financed vehicles.
Collision Coverage
Collision coverage helps repair your vehicle when it is in an accident. This could be another vehicle, a road sign, or even a shopping cart. It is especially important for newer vehicles or those still being financed.
Roadside Assistance
Roadside assistance gives you help when you are stuck, whether it is a dead battery, flat tire, or you are locked out. It is a small add-on that can save a lot of stress.
Rental Reimbursement Coverage
Rental reimbursement helps cover the cost of a rental car if your vehicle is in the shop after a covered claim. It keeps you mobile while your car gets fixed.
Glass Coverage
Glass coverage helps pay to repair or replace your windshield or windows if they are damaged by rocks, debris, or vandalism. In many cases, repairs can be made with no deductible.
You can also contact a Summit Hill Insurance agent online from our Contact Us Page or call 816-554-7655 for a quote over the phone.
Safe Driver Discount
If you have a clean driving record with no recent accidents or violations you could qualify for a safe driver discount. Insurance companies reward responsible drivers with lower rates and long-term savings
Early Shopping Discount
Get rewarded for planning ahead. Quoting your auto insurance one to two weeks before your current policy renews can unlock an early shopper discount.
Good Student Discount
Students who maintain a strong GPA—typically a B average or higher—may be eligible for a good student discount. It’s a great way to save while rewarding academic success.
Telematics Discount
Drivers who enroll in usage-based programs (telematics) can earn discounts based on actual driving habits. Safe braking, low mileage, and limited nighttime driving can all help lower your rate over time.
Continuous Insurance Discount
Maintaining auto insurance without any lapses shows responsibility and lowers risk. Many insurers offer discounts to drivers who’ve had continuous coverage even if they’re switching companies. It pays to stay covered.
BUNDLED POLICIES
Multiple Policies
Combine your home, auto, and other insurance policies with one provider to maximize your savings. Bundling simplifies your coverage and often results in significant discounts across all lines of insurance.
Please note that insurance coverage cannot be bound, placed or changed through voice mail, e-mail, fax or online via this website and must be confirmed directly with a licensed agent of Summit Hill Insurance for any coverage to be effective or altered.
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Contact
1550 SW Market St., #120.
Lees Summit, MO 64081
tel: (816) 554-7655
fax: (816) 554-0122
Business Hours
Monday through Thursday
9:00 a.m. to 5:00 p.m.
Fridays 9:00 a.m. to 4:00 p.m.