AUTO INSURANCE COVERAGE

Personal Discounts

• Safe Drivers
  Safe drivers cost everybody less. And at Summit Hill Insurance, they pay a lot less. Safe drivers can save 45% or more on their car insurance.
• Early Signing
  You don’t have to wait until your policy expires to switch auto insurance companies. Switch today and get up to another 10% discount on auto insurance. We can even do the switching for you.
• Good Student
  Single full-time students under 25 can save up to 20% just by getting good grades.

Vehicle Equipment Discounts

• Passive Restraint
  You can save up to 30% if your car came from the factory with airbags and motorized seatbelts.
• Anti-Lock Brakes
  If your car’s equipped with anti-lock brakes, you get a 10% discount.
• Anti-Theft Devices
  If your car’s equipped with an anti-theft device, you can save up to 10% on your premium.

Accidents happen whether you’ve been riding for 30 years or 30 miles.

Motorcycle Insurance: What’s Really Required?

Two coverages required by law—Property Damage Liability and Bodily Injury Liability—are automatically part of any motorcycle policy you buy.

Property Damage Liability Coverage helps protect you from paying for the repair or replacement of another motorist’s vehicle or property, including vehicles, homes, or other structures.

Bodily Injury Liability Coverage helps protect you from paying medical costs, loss of income, and funeral expenses of other people involved in an accident. Two important notes:

• In some states, bodily injury to a passenger is covered separately under
  Passenger Liability coverage.
• In other states, you can pay an additional premium so that Bodily Injury Liability Coverage applies to passengers.

Boat Insurance

Boat Insurance That Protects You from “the Other Guy”

Half of all boating accidents result in injuries. And even if you’ve been boating for decades, what about the other guy? He might be a little unsteady on the water, and even worse: he may not have insurance. Our features and options cover you, your family, your gear, and your boat from the unpredictable.

Boat Insurance That Protects Your Boat from Bow to Stern

Forty percent of boaters are uninsured. That’s why Summit Hill Insurance offers features and options that protect your craft from bow to stern. We also protect your gear and accessories, including anchors, skis, fishing gear, and more. Our coverage extends up to 100 miles off the coast, and protects your friends and family, too.

Off-Road & ATV Insurance

We can be with you for every jump, dip and turn. Whether you’re riding on back trails in the woods or the back nine, Summit Hill has the policy to help protect your vehicle. Our Off-Road Vehicle insurance has the coverage options to help meet your needs.

To learn more about coverages and discounts for your off-road or ATV, talk to one of our agents today.

Motorhome Insurance

The freedom of the open road with all the conveniences of home… Sounds too good to be true? Not to you, you’re a motorhome owner.

As a motorhome owner consider protecting your motorhome, yourself and your traveling companions with insurance from Summit Hill. Select the coverage that’s right for you and personalize it with special optional coverages.