Homeowners/Renters Coverage

Do you know how much your belongings are worth? The figure is often much more than our customers initially think. Taking the time to assess what you own, and to understand how your coverage works, can help you make sure everything you value is adequately covered.

  • Insuring Your Home’s Structure
    Learn about setting the right deductible and getting coverage should you need to pay for rebuilding your home. The price you paid for your home is probably not the amount you will choose to insure it.
  • Insuring Your Personal Property
    You’ve made a significant investment in your possessions, and they need to be protected. Read about category limits and per item limits that could affect the amount you generally are paid for covered lost or damaged personal items.
  • Liability Insurance
    If someone accuses you of causing harm, it helps to have support in defending yourself. Discover how liability insurance can help protect your savings in the event of a lawsuit resulting from a covered loss.
  • Guest Medical Insurance
    Find out how your insurance can help pay for medical costs (up to policy limits) when someone is injured in a covered loss at your home.
  • Flood Insurance
    Knowing the difference between protection from a flood and a covered water loss is essential. Get the facts about the Federal Government’s National Flood Insurance Program and insurance options for other water damage.

Renters Insurance Protects Your Possessions and Helps With Living Expenses

Pipes burst, a spark ignites a blaze, thieves find the unlocked door. Sometimes stuff just happens. That’s why renters need to take a hard look at the big what-ifs. What if your possessions are ruined or stolen? What if you’re forced to find a new apartment?

Your Neighbor’s Pipe Breaks, But You’re the One Going Broke?

Replacing laptops and your other possessions can drain your savings in a hurry. And what about the expenses if you’re forced to live somewhere else for a while? Hotel costs, restaurants for every meal, even replacing all the little things like toothpaste and socks.

Even if you’re only “on the road” for a couple weeks, you can still end up shelling out thousands of dollars. It’s even worse if you end up on the hook for a new security deposit and first month’s rent. Can you really afford that out of pocket?

For most of us, the answer’s no. That’s why a renters insurance policy makes so much sense, especially when relocation and replacement protection starts at about $17 a month.


Multiple Policies

Save an extra 10% on your auto insurance just by insuring your home or apartment with us, too.

Please note that insurance coverage cannot be bound, placed or changed through voice mail, e-mail, fax or online via this website and must be confirmed directly with a licensed agent of Summit Hill Insurance for any coverage to be effective or altered.

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1550 SW Market St., #120.
Lees Summit, MO 64081

tel: (816) 554-7655
fax: (816) 554-0122

Business Hours

Monday through Thursday
9:00 a.m. to 5:00 p.m.
Fridays 9:00 a.m. to 4:00 p.m.